Individual Health Insurance

For the large number of people who are not fortunate enough to have some type of health insurance coverage provided through an employer, they need to purchase an individual health insurance policy. When it comes time to customizing an individual health insurance policy, an insurance provider will consider your age and your past & present health condition before determining your unique premium costs. The following are some things to consider before purchasing a specific individual health insurance policy:

• The extent of coverage that you are looking for. I.E, which of the 4 categories of health insurance best fits your financial and health needs?
• If you are looking to purchase a plan that requires selecting a Primary Care Physician, make sure that their network contains a PCP that you approve of. It is suggested that you visit with or speak with some of the available doctors before selecting a plan.
• How do the costs/features of the individual health insurance plan compare with the costs/features of group health insurance plans?
• How do the costs/features of one provider's individual health insurance plans compare with those of other providers who serve your area?

---

How does this differ from standard   ( HEALTHCARE )

---